Tag: relationships

The Garrington Edge – Volume 22

The Garrington Edge – Volume 22

Lending Series | Part 5: Real-World Lender Finance in Action Last week, we shared an overview of Lender Finance — a lending vertical where we provide senior revolving lines of credit secured by the loan portfolios of finance companies. This week, we’re continuing the conversation by bringing it to life. We often say that experience is everything in this space.…

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The Garrington Edge – Volume 16

The Garrington Edge – Volume 16
Commercial SME Finance When we talk about private credit, much of the focus is on the direct borrowers —  the manufacturers, distributors, and service providers that make up the backbone of North America’s real economy. However, the chain has another vital link: the lenders that serve these businesses. Welcome to Part 3 of our Lending Series: Commercial SME Finance. In…

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The Garrington Edge – Volume 14

The Garrington Edge – Volume 14

ABL Series, Blog 3: When the Stars Align (and When They Don’t) Not every deal is a slam dunk in private credit—and especially in asset-based lending. But every deal does tell a story. Some are thrillers, some are cautionary tales, and the best ones have a bit of both. Today, we’re taking you inside a recent US$7 million financing we…

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The Garrington Edge – Volume 13

The Garrington Edge – Volume 13

ABL Series – Part Two: How We Do It Properly Last week, we unveiled Asset-Based Lending (ABL)—what it is and why it matters. This week, we’re going a step further, exploring how we do it and why thoughtful diligence and disciplined underwriting are the foundation of our approach. Because in ABL, details matter. And done right, ABL can be a…

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The Garrington Edge – Volume 12

The Garrington Edge – Volume 12

We Can’t Wait to Explain Asset-Based Lending – Here’s Why Having delved into the intricacies of invoice factoring, we’re thrilled to move on to our next lending vertical, asset-based Lending (ABL). And yes, we get it: at first glance, terms like “liquidation values,” “advance rates,” or “inventory financing” might not exactly ignite everyone’s excitement. But honestly, we can’t help ourselves—we…

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The Garrington Edge – Volume 10

The Garrington Edge – Volume 10

How Do We Factor Invoices? We’ve previously discussed the mechanics of invoice factoring, but what does this process look like in real-world practice? How do we ensure we’re mitigating risk while creating value and security for our investors? Factoring is much more than purchasing invoices—it’s about understanding businesses, securing collateral, and verifying every step to protect our capital. Every deal…

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The Garrington Edge – Volume 9

The Garrington Edge – Volume 9

A Deeper Look At Factoring and its Investment Potential Last week, we introduced invoice factoring—a key strategy in our portfolio that provides businesses with immediate liquidity by unlocking cash tied up in receivables. If you missed it, click here to catch up. This week, we’re going deeper, focusing on how factoring works and why it presents an attractive, risk-mitigated opportunity…

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The Garrington Edge – Volume 8

The Garrington Edge – Volume 8

Unlocking Liquidity: An Introduction to Invoice Factoring In the world of private credit, capital is the engine that drives growth, yet many businesses find themselves stuck in neutral with cash flow tied up in unpaid invoices. Picture a manufacturer poised to fulfill its largest order or a staffing firm striving to meet payroll for its growing workforce—only to face delays…

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The Garrington Edge – Volume 7

The Garrington Edge – Volume 7

The Luxury of Choice in Private Credit:  Why Multi-Vertical Lending is Our Secret Sauce   At Garrington, we don’t believe in rigid, one-dimensional lending strategies. Instead, we embrace optionality, flexibility, and the ability to take what the market gives us. This secret sauce allows us to generate consistent, risk-adjusted returns while providing real financing solutions for businesses that need capital to grow. We’ve built…

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