The Garrington Private Credit US Fund Ltd. is an open-ended private fund offering investors exposure to a diversified portfolio of secured, asset-backed private loans to small business and lower middle-market borrowers. The Fund’s portfolio is managed by Garrington Capital, a commercial lending specialist established in 1999 with more than two decades of experience in originating and managing private loans across the U.S. and Canada.

The Fund is designed to provide regular investor liquidity, favouring shorter-duration loans and a disciplined underwriting approach that emphasizes tangible collateral coverage and prudent risk management. It seeks to generate consistent, risk-adjusted returns with low volatility and limited correlation to traditional asset classes.

The Fund provides access to a diversified pool of secured, privately negotiated, shorter-duration, asset-backed loans typically unavailable to most investors.

The Fund emphasizes capital preservation through a diversified portfolio of loans that are secured by tangible assets and disciplined underwriting.

The Fund offers share classes with monthly distributions at a variable rate reflecting NAV performance.

The Strategy has historically maintained low correlation to traditional asset classes.

The Fund’s return profile is designed to exhibit reduced sensitivity to interest rate movements, reflecting its emphasis on shorter loan maturities and its private, non-traded portfolio.

The Fund allocates capital to a diversified portfolio of commercial finance and secured loan investments focusing on asset-based lending, lender financing, specialty financing, real estate financing, and equipment financing.