Why Smaller Credit Platforms Can Do Big Things A case for precision, alignment, and the value of saying no. It’s easy to equate size with strength. In private credit, AUM headlines are often seen as a proxy for performance. Bigger funds, bigger teams, bigger raises, the story goes that scale is everything. But there’s a different story worth telling. Boutique…
Opening the Books: Highlights from Our Q2 Investor Call Transparency is more than a value; it is a practice. At Garrington, we host quarterly calls to open the books, share our thinking, and answer every question, because protecting capital is about more than strong numbers. It is about trust. During our Q2 call, our leadership team, Toreigh Stuart, Tammy Kemp,…
Meet Tammy Kemp: Leadership You Can Reach At Garrington Private Credit, we pride ourselves on offering more than capital. We offer partnership. That begins at the top with our President and Chief Credit Officer, Tammy Kemp. In an industry often defined by distant decision-makers and rigid mandates, Tammy brings something different: accessibility, depth, and a hands-on approach that reflects our…
Lending Series | Part 5: Real-World Lender Finance in Action Last week, we shared an overview of Lender Finance — a lending vertical where we provide senior revolving lines of credit secured by the loan portfolios of finance companies. This week, we’re continuing the conversation by bringing it to life. We often say that experience is everything in this space.…
Lending Series | Part 4: Lender Finance After a brief pause from our lending vertical series, we’re back — and this week, we’re diving into one of the more technical but quietly powerful components of our strategy: Lender Finance. Lender Finance doesn’t always get the spotlight, but it’s foundational for us. It’s where structured credit meets real-world lending platforms—and where…
Why Transparency Builds Trust — Insights from Our Q1 Investor Call Last week, we hosted our Q1 investor call, and we were encouraged by the turnout. Attendance was strong, the questions were sharp, and the engagement reinforced our belief that informed investors make the best partners. These quarterly calls aren’t marketing presentations. They’re open forums where we share portfolio updates,…
How to Spot a Strong ABL Transaction (and Why It Matters to Investors) “Since 1999, we’ve reviewed thousands of lending opportunities—and passed on many. The reason? Discipline.” Not all collateral is created equal in asset-based lending, especially revolving lines of credit. While prospects (and their advisors) are often eager to rush into term sheets, seasoned lenders know that what looks…
When Collateral Has Fine Print: What Contracts Really Tell Us “A contractual right to bill is not the same as a contractual obligation to pay.” – A great Greek credit philosopher (or perhaps just a seasoned lender we respect) In private credit, that quote captures a truth we’ve lived with since our earliest days in the industry. With roots going…
When not to Fund: Why We Prioritize Discipline Over Deals This week’s blog draws on themes we recently shared in our investor newsletter — a message we believe is worth reinforcing more broadly. Whether you’re reading this as part of our regular blog series or saw a similar message in your inbox earlier this month, the principles behind it are…
