Garrington Investment Philosophy
Garrington Four Pillars of Strength
Private lending to SME businesses in North America the investing universe, primarily in loan sizes under $30 million, can provide excellent risk-adjusted returns relative to other areas WHEN MANAGED PROPERLY.
VAST ORIGINATION
Opportunity to review several hundred potential loans each year through thousands of referral sources
ROBUST & EFFICIENT UNDERWRITING
Full diligence of operational and financial controls, collateral quality and legal/regulatory review.
LAYERS OF OVERSIGHT
Ongoing assessment of company financials, collateral coverage, exit strategy, periodic site visits and appraisals.
PACING OF CASHFLOWS
Pacing transaction flows with the capital we receive from our clients is critically important – overlayed with significant revolving credit facilities.