Uniting Experience and Teamwork at Garrington: The Power of Our Investment Committee Meetings
At Garrington Private Credit, we believe that good decision-making begins with a team mindset fueled by shared experience and thoughtful dialogue.
A Foundation Built on Collective Expertise
Our investment committee stands at the center of how we approve transactions and shape our strategy. While alignment on credit criteria and risk appetite is fundamental, it is the diversity of our backgrounds, years spent in trade finance or asset-based lending, lender finance or distressed credits, that forms a library of wisdom. These combined experiences ensure every deal is assessed through multiple lenses.
Sometimes differences of opinion emerge during a credit review. We see those moments not as setbacks but as opportunities to grow. Every question and challenge prompts thoughtful introspection, leading to a better, more resilient outcome.
As management expert Peter Drucker famously said, “None of us is as smart as all of us.” This principle comes to life in every meeting. When seasoned professionals come together to share insights, test assumptions, and debate perspectives, the result is a stronger decision and, ultimately, a stronger portfolio.
We follow a standard governance model where transactions are approved by majority vote. Yet in practice, no decision is finalized until every concern has been addressed.
If a member raises a question about a structure or term, we open the floor for discussion. That open dialogue ensures that by the time a vote is cast, everyone is confident in the outcome and the risk is fully understood.
Regular Meetings Create Momentum
Yes, we have a meeting cadence. So do most companies. The difference is that ours are not the dreaded “this could have been an email” variety. Our investment committee sessions are lively, focused and rooted in real decision-making. They are the kind of meetings where decades of lending experience are put to work, where questions lead to better answers, and where every voice adds something meaningful to the outcome.
It is often said that trust is built in conversation. At Garrington, these weekly meetings are where that trust is reinforced. By consistently coming together to exchange perspectives, we create both alignment and momentum.
The Collaborative Edge That Drives Performance
This collaborative model is at the heart of our success. By bringing together diverse voices, we eliminate blind spots. By engaging in real dialogue, we strengthen our thinking. And by making decisions from a place of shared conviction, we ensure that each loan reflects the disciplined and informed approach our investors expect.
In a financial world that can lean toward speed over scrutiny, we value deliberation grounded in expertise. Our approach is methodical, human, and rigorous, a combination that builds.
Why This Approach Matters
If you are an investor or prospective partner, this process is not just governance. It is a core part of how we manage risk and deliver performance. Every deal benefits from this disciplined collaboration, and every discussion reinforces the standards that underpin our portfolio.
By uniting experience with open dialogue, we make better decisions. It is a simple principle, but as Peter Drucker’s words remind us, it has stood the test of time.
