How to Spot a Strong ABL Transaction (and Why It Matters to Investors) “Since 1999, we’ve reviewed thousands of lending opportunities—and passed on many. The reason? Discipline.” Not all collateral is created equal in asset-based lending, especially revolving lines of credit. While prospects (and their advisors) are often eager to rush into term sheets, seasoned lenders know that what looks…
ABL Series – Part Two: How We Do It Properly Last week, we unveiled Asset-Based Lending (ABL)—what it is and why it matters. This week, we’re going a step further, exploring how we do it and why thoughtful diligence and disciplined underwriting are the foundation of our approach. Because in ABL, details matter. And done right, ABL can be a…
Unlocking Liquidity: An Introduction to Invoice Factoring In the world of private credit, capital is the engine that drives growth, yet many businesses find themselves stuck in neutral with cash flow tied up in unpaid invoices. Picture a manufacturer poised to fulfill its largest order or a staffing firm striving to meet payroll for its growing workforce—only to face delays…
The Luxury of Choice in Private Credit: Why Multi-Vertical Lending is Our Secret Sauce At Garrington, we don’t believe in rigid, one-dimensional lending strategies. Instead, we embrace optionality, flexibility, and the ability to take what the market gives us. This secret sauce allows us to generate consistent, risk-adjusted returns while providing real financing solutions for businesses that need capital to grow. We’ve built…
Introducing Our Investment Philosophy: The Four Pillars of Strength Private credit is a dynamic, ever-evolving space, and standing out requires more than a competitive edge—it demands a disciplined investment philosophy built on unshakable foundations. Our firm has distilled our approach into four core pillars of strength, each of which plays a critical role in delivering consistent, uncorrelated returns for our…
