ABL Series – Part Two: How We Do It Properly Last week, we unveiled Asset-Based Lending (ABL)—what it is and why it matters. This week, we’re going a step further, exploring how we do it and why thoughtful diligence and disciplined underwriting are the foundation of our approach. Because in ABL, details matter. And done right, ABL can be a…
How Do We Factor Invoices? We’ve previously discussed the mechanics of invoice factoring, but what does this process look like in real-world practice? How do we ensure we’re mitigating risk while creating value and security for our investors? Factoring is much more than purchasing invoices—it’s about understanding businesses, securing collateral, and verifying every step to protect our capital. Every deal…
A Deeper Look At Factoring and its Investment Potential Last week, we introduced invoice factoring—a key strategy in our portfolio that provides businesses with immediate liquidity by unlocking cash tied up in receivables. If you missed it, click here to catch up. This week, we’re going deeper, focusing on how factoring works and why it presents an attractive, risk-mitigated opportunity…
Unlocking Liquidity: An Introduction to Invoice Factoring In the world of private credit, capital is the engine that drives growth, yet many businesses find themselves stuck in neutral with cash flow tied up in unpaid invoices. Picture a manufacturer poised to fulfill its largest order or a staffing firm striving to meet payroll for its growing workforce—only to face delays…
The Luxury of Choice in Private Credit: Why Multi-Vertical Lending is Our Secret Sauce At Garrington, we don’t believe in rigid, one-dimensional lending strategies. Instead, we embrace optionality, flexibility, and the ability to take what the market gives us. This secret sauce allows us to generate consistent, risk-adjusted returns while providing real financing solutions for businesses that need capital to grow. We’ve built…
The Pacing of Cash Flows: A Deliberate Approach to Private Credit In private credit, success isn’t just about finding great opportunities—it’s about having the liquidity and discipline to execute when they arise. At Garrington, we’ve built our investment philosophy around a fundamental principle, and here we discuss the fourth pillar of our investment philosophy series: the pacing of cash flows.…
The Third Pillar: Layers of Oversight Following the difficult task of sourcing opportunities and the rigor of the underwriting process the work of managing risk through effective and efficient portfolio management begins. It is not enough to thoughtfully choose opportunities and robustly scrutinize the collateral and business plan at the start of the relationship. There is as much (or…
Introducing Our Investment Philosophy: The Four Pillars of Strength Private credit is a dynamic, ever-evolving space, and standing out requires more than a competitive edge—it demands a disciplined investment philosophy built on unshakable foundations. Our firm has distilled our approach into four core pillars of strength, each of which plays a critical role in delivering consistent, uncorrelated returns for our…
BACK TO THE BEGINNING – THE GARRINGTON PRIVATE CREDIT STRATEGY AS COMPARED TO CORPORATE BOND FUNDS It’s 2022—the markets are a rollercoaster investors don’t want to ride. In the US, both bonds and equities are down double digits. Having been in the private credit space for almost 10 years with the Garrington Private Credit Strategy, I wanted to shout from…
