Garrington Private Credit Fund
The Garrington Private Credit Fund (the “Garrington Fund” or the “Fund“), focuses on private debt opportunities originated and managed by Garrington Group Inc. (“Garrington“), one of the leading secured asset-backed lenders providing private loans to SME businesses across North America. The Fund aims to achieve consistent, risk-adjusted returns with minimal volatility and low correlation to most traditional asset classes.
To achieve its investment objective, the Garrington Fund will allocate capital to a diversified portfolio of commercial finance and secured loan investments. The Garrington Fund focuses on factoring, asset-based lending, lender finance, specialty finance, real estate finance, and equipment finance (areas of which traditional lenders are retreating). Through our focus on diversification and employing a thorough due diligence process on our investments, investors have been rewarded with stable, consistent returns with low volatility.
Investment Highlights
| Access | Through Garrington, the Fund provides access to a diversified portfolio of short-term privately negotiated loans in a format not typically available to investors |
| Experienced Lending Team | Operating in the lending space since 1999, Garrington has funded over $6 Billion in transactions across North America since inception2. |
| Capital Preservation | The risk of capital loss is low through a diversified portfolio of loans that are generally secured by assets. |
| Attractive Yield Profile | The Fund has a quarterly distributions, at a variable rate tied to the funds realized gains/yield, which historically has been over 8% per annum. |
| Low Correlation | The Fund is expected to have low correlation to traditional asset classes. |
| Low Interest Rate Sensitivity | Predominantly due to the fact that the loans primarily have short-term maturity dates and that private loans are not publicly traded. |