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The Garrington Edge – Volume 15: Plan for the Worst and Hope for the Best

The Garrington Edge – Volume 15: Plan for the Worst and Hope for the Best

Plan for the Worst and Hope for the Best. When we underwrite loans, we are always thinking about the exit; how will we get our money back? Planning for a terminal event we obtain appraisals on collateral so that we understand the current value, investigating the market and our prospective client’s resiliency.  Furthermore, we look at historical financial and collateral…

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The Garrington Edge – Volume 14: Lending Series | ABL Part 3: When the Stars Align (and When They Don’t)

The Garrington Edge – Volume 14: Lending Series | ABL Part 3: When the Stars Align (and When They Don’t)

ABL Series, Blog 3: When the Stars Align (and When They Don’t) Not every deal is a slam dunk in private credit—and especially in asset-based lending. But every deal does tell a story. Some are thrillers, some are cautionary tales, and the best ones have a bit of both. Today, we’re taking you inside a recent US$7 million financing we…

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The Garrington Edge – Volume 12: Lending Series | ABL Part 1: We Can’t Wait to Explain Asset-Based Lending – Here’s Why

The Garrington Edge – Volume 12: Lending Series | ABL Part 1: We Can’t Wait to Explain Asset-Based Lending – Here’s Why

We Can’t Wait to Explain Asset-Based Lending – Here’s Why Having delved into the intricacies of invoice factoring, we’re thrilled to move on to our next lending vertical, asset-based Lending (ABL). And yes, we get it: at first glance, terms like “liquidation values,” “advance rates,” or “inventory financing” might not exactly ignite everyone’s excitement. But honestly, we can’t help ourselves—we…

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The Garrington Edge – Volume 10: Lending Series | Factoring Part 3: How Do We Factor Invoices?

The Garrington Edge – Volume 10: Lending Series | Factoring Part 3: How Do We Factor Invoices?

How Do We Factor Invoices? We’ve previously discussed the mechanics of invoice factoring, but what does this process look like in real-world practice? How do we ensure we’re mitigating risk while creating value and security for our investors? Factoring is much more than purchasing invoices—it’s about understanding businesses, securing collateral, and verifying every step to protect our capital. Every deal…

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The Garrington Edge – Volume 9: Lending Series | Factoring Part 2: A Deeper Look at Factoring and its Investment Potential

The Garrington Edge – Volume 9: Lending Series | Factoring Part 2: A Deeper Look at Factoring and its Investment Potential

A Deeper Look At Factoring and its Investment Potential Last week, we introduced invoice factoring—a key strategy in our portfolio that provides businesses with immediate liquidity by unlocking cash tied up in receivables. If you missed it, click here to catch up. This week, we’re going deeper, focusing on how factoring works and why it presents an attractive, risk-mitigated opportunity…

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The Garrington Edge – Volume 8: Lending Series | Factoring Part 1: Unlocking Liquidity: An Introduction to Invoice Factoring

The Garrington Edge – Volume 8: Lending Series | Factoring Part 1: Unlocking Liquidity: An Introduction to Invoice Factoring

Unlocking Liquidity: An Introduction to Invoice Factoring In the world of private credit, capital is the engine that drives growth, yet many businesses find themselves stuck in neutral with cash flow tied up in unpaid invoices. Picture a manufacturer poised to fulfill its largest order or a staffing firm striving to meet payroll for its growing workforce—only to face delays…

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